Personal Financial Planning

Managing your money wisely is the foundation of long-term security, stability, and growth. At Avnipie, our Personal Financial Planning service helps individuals and families create a clear, structured, and achievable financial roadmap—tailored to their unique goals, lifestyle, and future ambitions.

Whether you want to build wealth, save taxes, secure your family, or plan for retirement, Avnipie provides expert, data-driven, and personalised guidance at every step.

What We Offer

✔ Holistic Financial Assessment

We analyse your income, expenses, assets, liabilities, and financial behaviour to create a customised strategy that fits your goals and risk profile.

✔ Goal-Based Wealth Planning

From education and marriage planning to home buying and early retirement, we help you structure your goals with proper timelines and achievable milestones.

✔ Savings & Investment Advisory

We recommend optimised investment options across:

• Mutual Funds

• SIPs

• Equity & Stock Market

• Government Schemes

• Bonds & Debt Instruments

• Digital Assets (as per regulation)

✔ Risk & Protection Planning

Ensuring your family’s security comes first. We guide you in selecting the right insurance coverage:

• Life Insurance

• Health Insurance

• Motor & Travel Insurance

• Accidental & Critical Illness Protection

✔ Tax Planning & Optimisation

We help you reduce tax liability legally through smart portfolio structuring and deductions under various tax-saving instruments.

✔ Retirement Planning

Building a secure, inflation-protected retirement plan through disciplined savings and diversification.

✔ Cash Flow & Budget Management

We help improve savings, reduce unnecessary spending, and maintain a healthy financial balance every month.

✔ Credit Score & Loan Advisory

Support with loan structuring, credit score improvement, and EMI management for better financial health.

Who We Support

• Salaried Individuals

• Students & First-time Earners

• Families & Homemakers

• Self-employed Professionals

• Retired Individuals

• High Net Worth Individuals (HNIs)

Why Avnipie?

⭐ Certified and experienced financial planners

⭐ Transparent, unbiased, and personalised advice

⭐ Data-driven strategies with measurable outcomes

⭐ End-to-end guidance across all life stages

⭐ Strong understanding of Indian taxation and financial products

⭐ Client-first approach focused on long-term success